Certified Private Wealth Advisor®
In your search for a financial advisor, you might be wondering what the difference is between advisors and what all the initials at the end of their names mean. If you are interested, here is a handy reference to most of the financial service industry designations compiled by FINRA, a licensing and regulatory body. As you can see, there are many designations and many differences in the education and experience needed to obtain each one.
What makes Phil different? He is a Certified Private Wealth Advisor® (CPWA®) professional. The CPWA certification is an advanced professional education and certification program for advisors who serve high-net worth clients.
As a CPWA professional, Phil has taken the time, expense, and commitment to advance his wealth management knowledge, including specific tax and estate planning strategies, so that he can better serve clients. He has invested in executive education at a graduate level, instructed by ivy-league quality instructors, who have guided his education in both theory and practical application.
What does it all mean to you? Phil is able to identify and analyze the unique challenges you may face and understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth. Phil is an advocate for staying abreast of the latest trends, strategies, and laws.
You may review this information CPWA Client Brochure, which outlines what the CPWA certification is and what it takes to earn the certification, including the four “E’s”: education, ethics, experience, exam.
Phil welcomes any questions you may have about his professional CPWA certification. If you would like more information about the international organization behind the certification, visit the website of the Investments & Wealth Institute www.investmentsandwealth.org or for investor resources, www.investmenthelp.org.
The rating agency “Fitch Ratings” has downgraded US Federal Government Credit Rating to AA+ from AAA late Tuesday evening. A couple of things to note: Credit rating is similar to bonds, as it is to personal credit rating. The higher the rating, the lower interest the borrower has to pay because it is seen as Read the full article…
Referring back to my end-of-year letter, here are a few key points I went over. Equity markets have historically reacted to a recession BEFORE it starts. Back-to-back down years are rare. This should be taken as an opportunity. YTD Performance: SP500: +16.89% Technology: +42.77 Industrials: +10.19 Consumer Discretionary: +33.06% The market has seen significant Read the full article…
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