Financial Planning
A financial plan provides direction for saving, investing, risk management, asset protection, estate, and tax planning to help you maximize your current assets to achieve your goals. We believe that a financial plan is the mission critical link help you maximize your savings and investing efforts. Our goal throughout the process is to increase after tax and after cost portfolio growth and protect what you and your family have been working towards.
Over 14 years has gone into shaping our financial planning process, which helps identify your priorities, biases and goals in order to help understand your unique planning solution. The KROST Wealth Process
As your tax advisor, it is our duty to identify opportunities for you, as it relates to tax, to ensure your financial success. To accomplish that, we employ the Core 3 Process to systematically address key areas of focus to develop a comprehensive financial plan.
It all starts with tax.
Core 3 Process:
Over the years, we have refined and perfected a process to help our clients manage their most important and unique financial decisions and plans. We have bundled and named this process Core 3.
It focuses on the three main parts of our clients' financial lives:
Through this process, our clients come to understand exactly what is important to them, what resources are available, and the way to effectively deploy resources in the attainment of their goal.
Monthly Economic Updates

KROST Wealth Monthly Economic Update: January 2023
January 10, 2023In this month’s recap: Stocks struggled in December on renewed recession fears. U.S. Markets Stocks were under pressure in December on renewed recession fears and concerns that the Fed may keep rates higher than markets anticipated. The Dow Jones Industrial Average lost 4.17 percent for the month, while the Standard & Poor’s 500 Index fell Read the full article…

KROST Wealth Monthly Economic Update: December 2022
December 13, 2022In this month’s recap: Stocks surge higher as Fed Chair Powell confirms the Fed is prepared to ease up on future interest rate hikes. U.S. Markets Stocks surged higher in November on rising optimism that the Fed would slow down future interest rate hikes. The Dow Jones Industrial Average gained 5.67 percent, while the Standard Read the full article…

KROST Wealth Monthly Economic Update: November 2022
November 8, 2022In this month’s recap: Stocks posted big gains in October as “old economy” names reported solid earnings while mega-cap techs struggled. U.S. Markets Stocks posted big gains in October, propelled by better-than-expected corporate reports. The Dow Jones Industrial Average led, gaining 13.95 percent. The Standard & Poor’s 500 Index tacked on 7.99 percent, while the Read the full article…