Our mantra is, “It’s not what you make; it’s what you keep.” We help our clients focus on lowering costs and tax “drag,” so you can keep more of what you earn, always within the context of a sound financial plan.
Investment Planning should be set up with life's important milestones and changes in mind, evolving with you over time. We provide a comprehensive analysis that assesses your risk tolerance, asset allocation, and overall portfolio design. Our team does not employ a "set it and forget it" approach. All of your wealth goals will be proactively monitored to evolve as your goals and needs change over time. Please see below for a list of the investment planning services KROST Wealth offers.
- Asset Allocation
- Portfolio Design
- Diversification Strategies
- Alternative Investments
- Fixed-Income Strategies
- Investment Policy Statement
- Needs Assessment
- Monitoring and Review
Investment Planning Insights
All Muni Bonds Are Not Created Equal
The city of Detroit emerged from bankruptcy in 2014. Still, its previous inability to pay investors left some questioning their long-held assumption about the relative safety of municipal bonds. Without question, in the wake of Detroit’s troubles, gaining a better understanding of municipal bonds makes more sense than ever.1 At their most basic level, there Read the full article…
Best-Performing Asset Classes
According to Yale University’s Crash Confidence Index, only about 27% of investors are confident the stock market will not crash sometime during the next six months.1 But if fear leads investors to avoid the entire investment class, they may limit their potential returns. For example, during the 20-year period ended December 31, 2018, stocks had Read the full article…
Alternative Investments – Going Mainstream
Recent years have witnessed the mainstreaming of alternative investments for certain accredited investors. In fact, alternative investments are expected to grow from $13.9 trillion in 2020 to $21.1 trillion in 2025.1,2 The impetus behind this projected growth is the belief that alternative investments offer the potential to enhance the risk/reward characteristics of a traditionally diversified Read the full article…
Advice for Market Volatility in This Rapidly Changing Environment
Markets are known to be volatile and will continue to change rapidly in unpredictable ways. This may be a concern to many people, but let me reassure you that it is okay. In fact, this may be used to your advantage as it may give long-term investors an opportunity to rebalance into investments. I have Read the full article…
Year-end Planning Checklist
As we approach the end of this extraordinary year, it is a perfect time to take account of the year and begin to plan for the future. Whether it is economic models, capital market assumptions, or political headwinds, we must consider year-end planning techniques that may protect and increase your net worth and possibly modify Read the full article…
Are Women Saving Enough?
Presented by Philip Clark, CFP®, September 2020 Are women saving and investing enough today? How about you? Do you feel financially prepared for the future? Taking control of your financial future is so important, and it starts with saving and investing actively. Here are some of the reasons this is crucial. The earnings gap. Men Read the full article…