Are Women Saving Enough?

October 28, 2020By Bethany W

Presented by Philip Clark, CFP®, September 2020 Are women saving and investing enough today? How about you? Do you feel financially prepared for the future? Taking control of your financial future is so important, and it starts with saving and investing actively. Here are some of the reasons this is crucial. The earnings gap. Men … Read More

How Women Can Prepare For Retirement

October 28, 2020By Bethany W

A practical financial checklist for the future. Presented by Philip Clark, CFP®, September 2020 When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration estimates that today’s average 65-year-old woman will live to age 86½. Given these projections, it … Read More

“Backdoor” Roth IRAs

September 22, 2020By Bethany W

If you make too much money to open a Roth IRA, you could create one this way. Presented by Philip Clark, CFP®, September 2020 You can sum up the appeal of a Roth IRA in three words: federal tax benefit. Potential earnings in a Roth IRA grow tax free as long as the owner abides … Read More

KROST Wealth Monthly Economic Update: September 2020

September 10, 2020By Bethany W

In this month’s recap: Stocks prices surged in August as investors cheered positive news of a potential COVID-19 treatment and welcomed a month-long succession of upbeat economic data.Presented by Philip Clark, CFP®, September 2020 U.S. Markets Stock prices surged in August as investors cheered positive news of a potential COVID-19 treatment and welcomed a month-long … Read More

Countdown to College

July 7, 2020By Bethany W

As a parent, of course you want to give your child the best opportunity for success, and for many, attending the “right” university or college is that opportunity. Unfortunately, being accepted to the college of one’s choice may not be as easy as it once was. Additionally, the earlier you consider how you expect to … Read More

Insurance Needs for Empty Nesters and Retirees

June 7, 2020By Bethany W

Thinking about coverage as you enter a new phase. Presented by Philip Clark, CFP®, June 2020 With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you … Read More

Financial Steps to Take Before a Divorce

May 1, 2020By Bethany W

Wise moves to make before things are finalized. Provided by Philip Clark, CFP® Before your divorce goes through, it would be wise to check up on financial matters. It would be better to assess the state of your financial life before the split rather than after. Find out where you stand financially. Beyond your salary … Read More

Getting a Head Start on College Savings

April 14, 2020By Bethany W

The hows and whys of college savings.  Provided by Philip Clark, CFP® The American family with a child born today can expect to spend about $233,610 to raise that child to the age of 18. And if you’ve already traded that supercharged convertible dream for a minivan, you can expect your little one’s college education … Read More

Managing Volatility Through Diversification

September 15, 2019By Bethany W

Shelley Schexnayder, Communications, Senior Advisor at 1st Global It’s impossible to time the market perfectly or completely avoid market fluctuations, and every year, there is significant rotation on which of the asset classes at right perform well or poorly. So how can long-term investors not only endure market fluctuations but plan for them in their … Read More

Smart Financial & Insurance Moves for New Parents

June 13, 2019By Bethany W

Being a parent means being responsible to a degree you never have been before. That elevated responsibility also impacts your financial decisions. You are now a provider and a protector, and that reality may make the following financial moves necessary. Think about a budget. As a couple, you may have lived for years without budgeting. … Read More