Are Women Saving Enough?

October 28, 2020By Bethany W

Presented by Philip Clark, CFP®, September 2020 Are women saving and investing enough today? How about you? Do you feel financially prepared for the future? Taking control of your financial future is so important, and it starts with saving and investing actively. Here are some of the reasons this is crucial. The earnings gap. Men … Read More

How Women Can Prepare For Retirement

October 28, 2020By Bethany W

A practical financial checklist for the future. Presented by Philip Clark, CFP®, September 2020 When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration estimates that today’s average 65-year-old woman will live to age 86½. Given these projections, it … Read More

“Backdoor” Roth IRAs

September 22, 2020By Bethany W

If you make too much money to open a Roth IRA, you could create one this way. Presented by Philip Clark, CFP®, September 2020 You can sum up the appeal of a Roth IRA in three words: federal tax benefit. Potential earnings in a Roth IRA grow tax free as long as the owner abides … Read More

Countdown to College

July 7, 2020By Bethany W

As a parent, of course you want to give your child the best opportunity for success, and for many, attending the “right” university or college is that opportunity. Unfortunately, being accepted to the college of one’s choice may not be as easy as it once was. Additionally, the earlier you consider how you expect to … Read More

Insurance Needs for Empty Nesters and Retirees

June 7, 2020By Bethany W

Thinking about coverage as you enter a new phase. Presented by Philip Clark, CFP®, June 2020 With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you … Read More

Financial Steps to Take Before a Divorce

May 1, 2020By Bethany W

Wise moves to make before things are finalized. Provided by Philip Clark, CFP® Before your divorce goes through, it would be wise to check up on financial matters. It would be better to assess the state of your financial life before the split rather than after. Find out where you stand financially. Beyond your salary … Read More

Getting a Head Start on College Savings

April 14, 2020By Bethany W

The hows and whys of college savings.  Provided by Philip Clark, CFP® The American family with a child born today can expect to spend about $233,610 to raise that child to the age of 18. And if you’ve already traded that supercharged convertible dream for a minivan, you can expect your little one’s college education … Read More

The Major Retirement Planning Mistakes

February 15, 2020By Bethany W

Why are they made again and again? Providedby Philip Clark, CFP® Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees. Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment. … Read More

A Retirement Fact Sheet

January 21, 2020By Bethany W

Some specifics about the “second act.” Provided by Philip Clark, CFP® Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are taken aback when they … Read More

Wise Money Moves Young Women Can Make

October 14, 2019By Bethany W

In support of breast cancer awareness month, we are focusing the next few articles on wealth issues impacting women. This article will cover retirement must-haves. We encourage you to donate to charitable organizations of your choosing. Not only it is a great tax saving strategy, it also just makes you feel good. If you would … Read More